How to Avoid eGift Card Fraud?
When you shop on the internet, it is hard to know for sure whether a website is legitimate or not. You might worry about giving your credit card number and other personal...
alphacardprocess
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What is PCI Compliance?
If you accept credit card payments in your business, your merchant account provider is required by the Payment Card Industry (PCI) Security Standards Council to keep track of any potential vulnerabilities and...
What is Cryptocurrency and how does it work?
Cryptocurrency is a digital or virtual currency that uses cryptography for security. It is difficult to counterfeit because of this security feature. A defining feature of a cryptocurrency, and arguably its most...
What is Polkadot (DOT) Cryptocurrency?
Polkadot (DOT) is not your average blockchain project. It aims to connect, interoperate between different independent or self-sufficient blockchains that are being part of the Polkadot ecosystem. So, it allows them to...
What is EBT or SNAP processing?
EBT stands for Electronic Benefits Transfer. The EBT system was designed to provide food assistance recipients with access to their benefits through the use of an electronic system, the EBT card. Retailers,...
What is Litecoin & How Does it Work?
Litecoin is a peer-to-peer Internet currency that enables instant, near-zero cost payments to anyone in the world. Litecoin is an open source, global payment network that is fully decentralized without any central...
What is a Good Credit Score?
The credit score is a three-digit number that has become an increasingly important piece of personal financial information for millions of Americans. A good credit score can help you qualify for a...
What is Cash Flow Banking?
Cash flow banking is a way to make money for yourself that creates passive income. With cash flow banking, you establish an account with your bank called “BANK” (not Bank of America;...
What are interchange fees and how are they calculated?
Interchange fees are also known as interchange rates, interchange earnings or card association fees. They are levied for each transaction made with a payment card (credit/debit cards, prepaid cards, smart cards). The...
How does mobile credit card processing work?
Mobile credit card processing is a way for small business owners to accept credit cards using their smartphone. There are two primary methods of mobile credit card processing: Swiped and keyed. Swiped...