alphacardprocess

December 7, 2021 3 min read

Average Credit Card Processing Fees and Costs in 2021

The ongoing shift toward EMV chip cards in the United States will cause merchant credit card processing fees to fall for many businesses. This trend has been ongoing since early 2015, with...

credit card processing December 6, 2021 5 min read

What is credit card processing and how does it work?

Credit card processing is the term used for the electronic systems that businesses use to authorize and settle credit card transactions. This includes authorizing the purchase, debiting funds from the purchaser’s account,...

Financial News December 4, 2021 3 min read

What is a merchant cash advance used for?

Merchant cash advances can be used by businesses that accept credit cards as payment. If you run a business such as a grocery store, restaurant, or hardware shop and accept card payments,...

cvv number December 4, 2021 4 min read

What Is a CVV Number? Everything You Need to Know

A CVV number, also known as a card verification code (CVC), is a three- or four-digit security code that is typically found on the back of credit cards. This number is used...

merchant account December 3, 2021 6 min read

What is a Merchant Account?

Merchant accounts are essential to the operations of online and brick-and-mortar businesses that process credit card transactions. While most small business owners understand what a merchant account is, they may not be...