Maintaining a cash flow can seem pretty challenging at times, but it’s the most crucial aspect of running a business successfully. A negative cash flow can affect the business’s ability to expand and grow its operations outside the nation’s boundaries. For some businesses, the condition gets so challenging that they...
Visa Surcharge Rules Changed In 2023: Everything You Need To Know
One of the biggest challenges for small and mid-sized businesses is the high credit card fees. Earlier, merchants accepted the fees as a cost of doing business online, but as the cost has been increasing at an exponential rate, merchants are now passing this high processing fee on to the...
Difference Between High-Risk and Low-Risk Transactions
Knowing whether your business falls into the high-risk or low-risk category is important to ensure safe transactions. Besides that, it’s easier to find a payment processor for setting up your merchant account when you are a low-risk business. If you are wondering about your business category or the risk associated...
What Exactly Is a Real-Time Payment?
If you have needed money urgently, you know the importance of having it transferred quickly to your account. Electronic transactions conducted via bank take anywhere between 2-5 business days to reflect on your bank account. It takes one day to initiate the transaction, one day to process it, and then...
What Is Annual Recurring Revenue or ARR?
Annual Recurring Revenue is a metric used as a factor to value companies. In venture capital, for instance, this number is used as one of the key metrics to determine how much money should be invested in any given company. There are two ways ARR can be calculated: (1) by...
Average Credit Card Processing Fees and Costs in 2021
The ongoing shift toward EMV chip cards in the United States will cause merchant credit card processing fees to fall for many businesses. This trend has been ongoing since early 2015, with most small and mid-sized merchants seeing a net savings in credit card processing fees. The ongoing reduction is...





