By alphacardprocess March 15, 2022
This article provides you with the top list of the Best Business Credit Cards for 2022 in the USA. This ranking is based on our analysis of business credit cards issued by the 10 biggest banks in the USA.
This ranking is also available in a Top 10 List format , which includes the following features: Best Business Credit Cards for 2022 in USA, Average Annual Fee, Average Interest Rate, Insurance Benefits and Rewards Program. You can download this top list for free by clicking on the button below. And if you want to improve your credit score, you can check out our recommended products here .
- American Express Business Gold Rewards Card
Earn 5X Membership Rewards(R) points for each dollar of eligible purchases charged on your Card directly with a merchant in the U.S.
Earn 2X Membership Rewards(R) points for each dollar of eligible purchases on your Card at US restaurants, US gas stations, and US supermarkets. Plus, 1X Membership Rewards(R) point per dollar spent on other purchases.
No enrollment in the Membership Rewards(R) program is required to earn 1X Membership Rewards(R) point on every purchase.
Earn 30,000 Membership Rewards(R) points after you use your new Card to make $5,000 in eligible purchases within the first 3 months of Card Membership for a welcome bonus worth up to $100 in statement credits.
$0 introductory annual fee for the first year, then $175.
- American Express Business Platinum Card
100,000 Membership Rewards(R) points after you use your new Card to make $10,000 in eligible purchases within the first 3 months of Card Membership for a welcome bonus worth up to $500 in statement credits.
$450 per year.
- Chase Ink Business Preferred
80,000 Ultimate Rewards(R) points after you spend $5,000 on purchases in the first 3 months from account opening.
The ongoing APR is 18.24% – 25.24%, variable based on creditworthiness.
3X points on the first $150,000 spent on travel, shipping purchases, internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year.
1 point per dollar spent on all other purchases – with no limit to the amount you can earn.
- Chase Ink Business Unlimited
$500 cash bonus after you spend $3000 on purchases in the first 3 months from account opening.
3% cash back on the first $25,000 spent in combined purchases each account anniversary year. 2% cash back on the first $25,000 spent at office supply stores and cellular phone, landline, internet and cable TV services each account anniversary year. 1% cash back on all other card purchases with no limit to the amount you can earn. You can apply for this card here .
- Capital One Spark Cash Business
Earn a one-time $500 cash bonus once you spend $4,500 on purchases within the first 3 months of account opening.
Earn unlimited 2% cash back on every purchase, every day. You can apply for this card here .
- Capital One Spark Cash Select
$200 cash bonus after you spend $3000 on purchases within the first 3 months of account opening.
Earn unlimited 1.5% cash back on every purchase, every day. You can apply for this card here .
- Wells Fargo Business Platinum
25,000 points after you spend $1500 in the first 3 months of account opening – worth $225 in travel.
$0 annual fee the first year then $295 per year.
- US Bank Business Edge Cash Rewards
Earn 3% cash back on the first $5000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year.
Earn 2% cash back on the first $5000 spent in combined purchases at gas stations and restaurants each account anniversary year.
Earn 1% cash back on all other card purchases with no limit to the amount you can earn.
No annual fee. You can apply for this card here .
- Barclaycard Rewards Mastercard
10,000 points after you use your new Card to make $500 in purchases within the first 90 days of account opening – worth $100 in cash back.
0% intro APR on purchases for 12 months, then a 14.99%, 20.99% or 24.99% variable APR; balance transfers are 0% for 12 months, then a 14.99%, 20.99% or 24.99% variable APR
There is no annual fee .
- North Shore Bank Business Advantage Cash Rewards Mastercard
Earn $200 cash back after spending $500 in the first 90 days. No annual fee.